Diversified Trust Company, Inc. is a non-depository Tennessee trust company (the “Company”). The information provided in the videos found on the Company’s website and accompanying materials is for informational purposes only. It should not be considered legal, accounting or financial advice. You should consult with an attorney or other professional advisor to determine what may be best for your individual needs.
The Company does not make any guarantee or other promise as to any results that may be obtained from using the content found in the Company videos or on the Company website. No one should make any financial, tax planning/preparation or estate planning preparations without first consulting his or her own attorney, tax advisor of financial advisor and conducting his or her own research and due diligence. To the maximum extent provided by law, the Company disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable or result in any investment or other loss.
The information presented on the website and in the videos is believed to be factual and up to date, but the Company does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the presenter as of the date of publication and are subject to change and do not constitute personalized investment advice. No content of any Company video or material on the Company website should be construed as an offer to buy or sell, or solicitation of any offer to buy or sell any security. Past performance is no guarantee of future results. Investments are subject to market risks and potential loss of principal invested.
Content contained on or made available through the Company’s website is not intended and does not constitute legal advice or investment advice and no attorney-client relationship is formed. Your use of the information found or contained on the Company’s website or materials linked from the website is at your own risk.
We recognize that our clients have the right to expect personal financial information to remain private and secure. We maintain physical, electronic and procedural safeguards to ensure that client information is private and secure at all times.
The majority of information concerning our clients is provided to Diversified Trust directly by our clients themselves. Other data is developed by Diversified Trust as a function of providing a service to a client. Still other information is obtained from outside sources. We restrict the use and collection of information about our clients to that which is necessary to administer our business, to provide service, and to offer opportunities that we think will be of interest to clients. We will use this information only in accordance with the principles set out in this Policy. We collect, retain, and use information about our clients only for specific business purposes. We will tell our clients why certain confidential information is needed, when applicable, in the delivery of our services to them. We use client information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design our services to clients; and to understand specific financial needs in order to provide customized services.
Accuracy of Information
Diversified Trust has established procedures to ensure that client financial information is accurate, current and complete, in keeping with reasonable professional standards. Should our records contain inaccurate or incomplete information, we encourage our clients to notify us. We pledge to respond to requests to correct inaccurate information in a timely manner. We continually strive to maintain complete and accurate client information.
Limitation on Employee Access to Client Information
All Diversified Trust personnel are required to adhere to the highest fiduciary standards prescribed by both state and federal laws and regulations. An important component of those standards is embodied in our Company’s policies and guidelines which states that all client information is considered private and privileged and is to be used only for the specific purpose for which it is divulged. At Diversified Trust, employee access to personally identifiable client information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of client information and on these Privacy Principles. Because of the utmost importance of these issues, all Diversified Trust employees are required to sign a statement of compliance affirming the maintenance of our confidentiality policies. Any employees who violate these Privacy Principles are subject to immediate termination.
Protection of Client Information
Diversified Trust is committed to the security of all client financial and personal information. All of our operational and data processing systems are in a secure environment to protect client account information from being accessed by third parties. We maintain and grant access to client information only in accordance with our strict, internal security standards. We safeguard information according to established security standards and procedures, and we continually assess new technology for protecting information. Our personnel are trained to understand and comply with these sensitive matters.
Restrictions on the Disclosure of Account Information
Diversified Trust does not share information with outside parties except in the following circumstances:
We may share information with outside companies when: a) they provide a necessary service to us in the delivery of requested services from our clients in the normal course of our business (for example, third party custodians or institutional brokerage service providers); b) it is legally required or permitted in connection with fraud investigations, in response to court orders, legal investigations or in response to a request from a governmental regulatory agency; and c) at the instruction or with the permission of a client.
It is our policy not to reveal specific information about client accounts or other personally identifiable data to unaffiliated third parties for their independent use unless: 1) a client requests or authorizes such action; 2) the information is provided to help complete a client-initiated transaction; or 3) the disclosure is required by or allowed by law (e.g., subpoena, investigation of fraudulent activity, request by regulator, etc.).
Client Privacy in Business Relationships with Third Parties
When we do provide client information to a third party (including our vendors, suppliers and agents), we require — through a written agreement — that the third party adhere to privacy principles similar to those to which Diversified Trust adheres for keeping this information confidential and that the third party use the information solely for the purpose for which it was disclosed.
Providing Privacy Information to Clients and Responding to Inquiries
At Diversified Trust, we value our client relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how we protect your confidential information, please call one of our offices in Memphis (901) 761-7979, Nashville (615) 386-7302, Atlanta (770) 226-5333, Greensboro(336) 217-0151, Charleston (854) 500-8788 or contact us using the e-mail reply function located on our web site, www.diversifiedtrust.com. You may also send e-mail inquiries directly to us at firstname.lastname@example.org.
If you are a Diversified Trust client or prospective client (or a respective duly authorized representative), you may have been granted access by Diversified Trust to certain non-public portions of the Website or service offerings otherwise made accessible to you (for example, by an electronic invitation providing a link to a log-in page) through a uniquely assigned log-in from Diversified Trust (“Client Login”). These terms do not amend or supersede any existing client agreements or other agreements that you may have with Diversified Trust, but are in addition to such agreements and govern your use of our Website including Client Login.
Unless otherwise specified in these Terms, on the Website or on a specific Client Login, these Terms apply to all materials, tools and services provided through our Website including use of Client Login. These Terms constitute a legally binding agreement between you and Diversified Trust Company, Inc. (“Diversified Trust”).
By using our Website including Client Logins or any other services or tools available to you through them, you agree to be bound by these Terms. We may update these Terms at any time, and such updated versions will be posted on the Website. It is your responsibility to review these Terms from time to time. By continuing to use the Website or any services available to you through our Website or Client Login, you consent to any updated version of these Terms posted on the Website.
One purpose of this Website is to provide general information about Diversified Trust and our events and services. From time to time, Diversified Trust may also grant you access to additional content such as online presentations on investment topics provided by Diversified Trust and as made available on this Website or through a Client Login. Such information and content (“Content”) provided by Diversified Trust is for general information only and does not constitute financial or investment advice. Use of this Website does not create any client relationship between you and Diversified Trust or make you eligible for any services from Diversified Trust.
Although our goal is to provide accurate information, certain information made available on this Website may not be accurate or up-to-date. We may change, add or remove some or all of the Content on this Website at any time and reserve the right to discontinue or suspend any portion of this Website including, without limitation, any Client Login, at any time for any reason. This Website is intended for a United States audience. If you live outside the U.S., you may see information on this Website about opportunities or services that are not available or authorized in your country.
Subject to these Terms, Diversified Trust grants you a personal, nontransferable, nonexclusive, revocable, limited license to view the Content on the Website for the sole purpose of learning information. You may also print a reasonable number of copies of the Content for your personal use, but in such case you must reproduce all proprietary copyright and trademark notices. All rights, title and interest in and to the Website and all portions thereof, and including the Content, and all intellectual property rights, including all copyright, trademark, patent and trade secret rights therein shall remain with Diversified Trust and our respective licensors as may be the case, and no ownership interest is transferred to you or any other entity by virtue of making the Content available on this Website or granting you these licenses.
This Website may include trademarks or logos belonging to other third party licensors and are used pursuant to agreements with such third parties.
If you are a Diversified Trust client or prospective client, you may have been granted access by Diversified Trust or its vendors to one or more Client Logins.
Our Client Logins includes an internet-based portfolio reporting system with a dynamic on-line client portal that provides portfolio performance with Diversified Trust through a service provided to us by Black Diamond Performance Reporting, LLC (“Black Diamond”).
We may furnish to you on Client Logins, access to Reporting Materials and Financial Tools. “Reporting Materials” as used in these Terms means include any information furnished by Diversified Trust or its related parties, which include, without limitation, various papers, documents, financial statements, projections of income and cash flow, information about future or potential transactions, and other materials, regarding,