Diversified Trust shares our knowledge on wealth strategies, investing, current financial news and trends.

What’s the Matter With Men?

I have been fascinated by demographics for years and have written a number of papers and blogs on life expectancy in the U.S. Sadly, overall life expectancy in the U.S. decreased from 78.8 years in 2019 to 76.1 years in 2022. The 2022...

More Questions Regarding Consumer Spending

In late September, I posted a blog (Is the Consumer About to Be Tapped Out?) that focused on the fact that the extra savings that had been accumulated by households during the pandemic are largely depleted. Given that the consumer represents 68% of...

Crowding Out

Bloomberg recently reported that annual income of $114,000 is now required to purchase the average home in the U.S. assuming a sales price of $412,000, a 20% down payment, and a 7.2% mortgage rate. As shown below, the comparable income requirement just ten...