The following chart provides a breakdown of consumer spending by category for 2019. Spending patterns changed significantly during the pandemic due to the lack of accessibility to many types of services, but this depiction is probably fairly representative of our post-pandemic behavior. (This...
Insights and Ideas
Diversified Trust shares our knowledge on wealth strategies, investing, current financial news and trends.
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An important economic statistic is the Personal Savings Rate which is defined as Savings divided by Disposable Personal Income. From the 1960’s through 1982, relatively thrifty Americans consistently saved between 10% and 15% of their incomes. Given a generally strong economy and rising...
The following chart depicts the relative size through time of major economies around the world. The forecasts were generated by the Center for Economics and Business Research (CEBR) and are made available by the Visual Capitalist which generously allows subscribers to use its...
The daily noise of the economy, politics, and markets makes it very difficult to take the long view, but I try very hard (with mixed success) to “look around the corner.” One sweeping trend that does not garner enough discussion is the major...
Before founding Diversified Trust, Larry Bryan served as Treasurer and Chief Financial Officer of Le Bonheur Health Systems, and Bill Spitz served as Treasurer and Vice Chancellor for Investments of Vanderbilt University. Both men frequently received questions from friends and colleagues who wanted...
You already have planned whom will get your assets – your remaining retirement will be distributed amongst your children, profits from your house sale will go to your grandchildren, and your younger brother will get your car. And if there’s anything you...